Student Loans

When many people think about getting a student loan they think of it as a very complicated process with many applications to fill out.

The truth of the matter is that student loans nowadays are actually very easy to apply for. Most companies have one or two short forms which require basic information from you such as the school you are currently attending and how much of a loan you need.

Private student loans

Private student loans are administered by standard lending institutions. A private student loan is a financing option that can supplement or replace federal loans. Depending on your credit history you can get a better terms. A cosigner is allow for many lenders

Federal Student Loans

Federal student loan it is in most of the cases very low interest rate, because only federal loans carry government backing.there are administered trough US Department of Education's Federal Student Aid programs such as Stafford Loans, PLUS Loans and Perkins loans.

Consolidate Your Private and Federal Loans

Consolidating your students loans is reduce your monthly payment by extending your loan terms.

When you have two types of student loans private and federal you should never consolidate both loans federal and private, into a single private loan.

Private And federal Student loans

At your school financial office you can for free a preferred vendor list.

Sallie Mae, Astrive Student Loans, Think Student Loans, MyRichUncle and NextStudent Loans are companies that offer students loans.

Another Financial Institutions offering federal students loans are Citibank, Key Bank and Chase bank.